Business banking designed with all small businesses in mind

Whether you’re just getting started, have an established business, or are trying out a side gig.

Trusted By

Independents & Freelancers

If you have not incorporated and you do business as an independent, you're probably a Sole Proprietor.

Small Businesses & Companies

You’ve registered your business as an LLC, Partnership or Corporation. Your business can have more owners (persons) besides you.


Free business checking account

Easy Transfers

Free ACH transfers
& paper checks

No Hidden Fees

Don't be surprised by a fee
again – see for yourself

Mobile Check Deposit

Just snap it

ATM Refunds

Get your ATM
fees returned


Hear it from our customers

A small business owner’s dream
Matthew O.
Trustpilot Review

As a small business owner there can be so many hurdles. But Novo has really helped to alleviate many concerns and worries I had. The experience has been seamless and I’m looking forward to being a client for a long time.

Love Novo!!!
Jennifer B.
Trustpilot Review

Novo has an easy to use app. You can do everything from your phone. It is easy to transfer funds in and out of the account. The app integrates with Quickbooks and many other business management tools. They also let you create reserves of money within the account for taxes, travel expenses, or anything else you need to save for. I highly recommend Novo!!!

Easy to use approach
App Store Review

My experience has been very positive so far. Transactions have been easy and the performance of the software has been spot on! Thank you for the great customer service.

actual novo users


Small business owners, entrepreneurs, and freelancers

We currently support U.S. based businesses, whether you're a U.S citizen or an international founder.

Novo is a financial technology company, not a bank. Banking services are provided by Middlesex Federal Savings, F.A.; Member FDIC.